What to do About a Hail Damaged Roof

Hailstorms have wreaked havoc in various parts of the United States causing huge losses for the residents and insurance companies. National Center of Atmospheric Research in Boulder, Colorado houses the largest recorded hailstone that fell on July 23, 2010, in Vivian, South Dakota, which is now preserved on ice, weighing 1.94 pounds and measuring 8 inches in diameter.

The history of Hailstorms in Colorado

Colorado goes through a damaging hail season from mid-April to mid-August. The Front Range Urban Corridor of Colorado is situated at the centre of the “Hail Alley”, which gets the maximum amount of hail showers in most of the world in general and North America in particular. The residents of Colorado usually can count on three to four incidents of catastrophic hailstorms every year. Hailstorms generally incur at least $25 million of insured damage each year.
Hail damages can be disastrous. The destruction caused by the hails may vary depending upon the few parameters such as wind speed, density and size of the hailstones. Due to the lack of smooth edges, the hailstones cause extensive damage to the roofing material. The speed of wind plays an equally important role in ascertaining the severity of damage caused by the hail storm.  The largest hail storm in history of the United States was in the fall of 2016 with nearly $2Billion in damages done in the Lakewood, Colorado area.  Lakewood roofing companies are still working on and fixing the damage a year later. Roofer inspecting hail damaged roof

What to do after a storm?

  • Inspect the damage.
    • Check the trees and plants around your house for damages. If their foliage is stripped, there are chances that your roof is damaged.
    • Check your vehicle for cracked glass and dents.
    • Take necessary steps to protect your property from further damage
    File your Insurance claim
    • Call your insurance agent as soon as you notice any damage. Practically all insurance policies cover hail damages.
    • If your agent insists, follow up your insurance claim with a written explanation of what happened and save receipts of everything you spend and submit to your insurance company.
    Choose a repair company
    • After your property is surveyed by an insurance adjuster, carefully select a trustworthy roofing company to make repairs.
    • Only allow the insurance adjuster or the roofer you have finalized to go on the roof as walking on the roof may incur more damage.
    • Beware of the out-of-town roofers who have just moved in after the storm. Some of them are reputed roofers while others just collect money from homeowners and move on to the next storm hit area without paying suppliers and even leaving the work incomplete.
    • Make sure roofers have liability insurance and workers compensation. If they don’t, you could be held fully liable for any injuries caused to them.
    • Make the final payment only when your roof has been inspected and you are happy with the work performed.
  • While building your new home or repairing your existing roof consider using hail resistive material as it gives greater stability. If the house is severely damaged by hail it is recommended to replace the roof instead of repairing it as a storm weakens the roof and makes it vulnerable to the storms. You may even consider switching to impact-resistant roofs and the UL 2218 standard roofs. Gather complete information on the variety of roof materials available and select the one that best suits our needs.

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